A product similar to 'LOLC Home Insurance', 'LOLC Shop Insurance' will provide the total protection under a single policy to cover you & your business against various contingencies and natural disasters.
'LOLC Shop Insurance' provides you with the protection covering you, your business & it's property and various other interests under the following sections:
- Material Damage - Loss or damage to the building & shop contents including your trading stocks due to Fire & other allied perils
- Burglary & Theft Cover - Loss or damage to your shop contents due to burglary & housebreaking and theft
- Money in Transit/Premises Cover - Loss of money whilst either in transit or in premises due to robbery or hold-up, burglary & housebreaking, theft or any other accidental cause
- Accidental Breakage of Glasses - Accidental damage to fixed sheet or plate glasses
- Personal Accident Cover - Death and permanent Total Disablement cover for the Policy Holder and one named person due to accidents
- Workmen's Compensation Cover - Your liability as an 'Employer' to pay compensation to the employees/workers against death and bodily injuries arising out of and in the course of employment
- Public Liability Cover - Your legal liability towards general public against death, bodily injuries and their properties arising in the course of your business
- Damage to Sign / Name Boards - Accidental damage to fixed sign boards
When you cover both the building & shop contents under the 'LOLC Shop Insurance', more additional covers will be offered absolutely free of charge.